Do I need insurance for my e-scooter?
Yes: in 2026 insurance and registration become mandatory. E-scooters (personal mobility vehicles, PMV) enter a new stage: from 2026 they must be certified (manufacturer's circulation certificate), registered in the DGT's Personal Mobility Vehicle Register, carry a label or identifier and have mandatory civil-liability insurance. The minimum age to ride is 16 (some bylaws set it differently), and the helmet is required per traffic rules. The identifier/registration is obtained through an online procedure at the DGT. Remember that many usage rules (where to ride, speed, pavement ban) are set by each town hall.
📋 The rules
- From 2026: mandatory civil-liability insurance
- Certificate of circulation and registration in the DGT register
- Label/identifier (registration) via an online procedure
- Minimum age 16 (unless a bylaw sets otherwise)
- Riding rules (pavements, speed): set by each town hall
🔓 Exceptions
- Models before 2024: certificate moratorium until January 2027
- Municipal bylaws can adjust age, helmet and riding zones
- A minor's insurance policyholder must be an adult
⚠️ Penalties & fines
Riding without the mandatory insurance can carry a fine of 600 to 1,000 euros and immediate immobilisation of the scooter. Add to that the sanctions for breaching municipal riding rules (riding on the pavement, speeding, two people, at night without lights) and traffic rules (alcohol, phone, no helmet where required). Without insurance, you'd also pay out of pocket for the damage you cause to others, which can be substantial. Before heading out, make sure you have insurance, certificate and identifier, and check your city's bylaw.
📎 Official sources
- DGT · Personal mobility vehicles (scooters) →
- DGT · PMV registration and certificate →
- Administración · Mobility and insurance →
❓ Frequently asked
Is e-scooter insurance mandatory?
Yes. From 2026 e-scooters must have mandatory civil-liability insurance, plus being certified, registered in the DGT register and carrying their identifier. Riding without insurance is sanctioned and entails immobilisation.
Does the scooter have to be registered?
The scooter must be registered in the DGT's Personal Mobility Vehicle Register and obtain a label or identifier, via an online procedure at its e-office. It's the equivalent of a vehicle identification, with an associated fee.
What age do I need to ride a scooter?
The general minimum age to ride is 16, though some municipal bylaws set it differently (e.g. 15). If the user is a minor, the insurance policyholder must be an adult.
How much is the fine for riding without insurance?
It can range from 600 to 1,000 euros, plus immobilisation of the scooter. And, beyond the fine, without insurance you'd answer with your own assets for the damage you cause others, which can be very high.
And scooters I bought earlier?
Models placed on the market before January 2024 have a moratorium for the circulation certificate until January 2027. Even so, it's best to check the insurance and registration obligations, and your municipality's bylaw.
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