Can I rent out my flat to tourists (Airbnb, Booking)?
Conditional — and considerably harder since 1 January 2025. To provide hospitality services in a household you need a rješenje o odobrenju (licence) and categorisation, capped at 10 rooms / 20 beds. For a flat in a multi-apartment building, since 1.1.2025 you also need prior written consent from a two-thirds majority of co-owners by ownership share plus consent from EVERY neighbour whose wall, floor or ceiling borders your flat (art. 34, Buildings Management Act, NN 152/24). Existing renters must collect that consent by 31 December 2029 or their licence is revoked ex officio. The "my flat, my business" myth fails here: without a licence this is unregistered hospitality activity, on top of per-bed flat tax, property tax and eVisitor duties.
📋 The rules
- Licence first: a private renter needs a rješenje o odobrenju from the county or City of Zagreb office plus categorisation of the unit, capped at 10 rooms / 20 beds (auxiliary beds excluded); the category plaque goes on the entrance and a copy of the licence reaches the Tax Administration within 8 days (arts. 30, 32 and 34 of the Hospitality Activity Act).
- Co-owner consent (new since 1.1.2025): short-term letting (stays under 30 days) requires prior written consent from two-thirds of co-owners by ownership share and mandatory consent from every co-owner whose walls, floors or ceilings border the flat; consent runs for at least 5 years, binds future owners, and owners of other short-let units in the building are deemed to consent (art. 34, ZUOZ, NN 152/24).
- Guests: every guest must be checked in through eVisitor within 24 hours of arrival and checked out within 24 hours of departure, and the tourist tax paid (an annual per-bed lump sum for flat-rate renters).
- Tax: an annual flat-rate tax per bed, set by each municipality within statutory bands based on the tourist-development index — band I 100–300 EUR, II 70–200 EUR, III 30–150 EUR, IV/0 20–100 EUR; if the municipality adopts no decision, the defaults are 200 / 135 / 90 / 60 EUR. Flat-rate status also requires staying under the 60,000 EUR VAT threshold.
- Property tax: since 1.1.2025 every municipality must levy 0.60–8.00 EUR/m² per year, and a flat used for short-term tourist letting (or standing empty) is not exempt — the exemption covers the owner's permanent home and flats let for permanent living for at least 10 months a year; status is assessed as at 31 March.
🔓 Exceptions
- Detached family houses and holiday homes outside multi-apartment or mixed-use buildings need no co-owner consent — the two-thirds rule binds only buildings under the ZUOZ. Conversely, the new "domaćin" status (a renter resident in the same county or on Pag, allowed to serve breakfast) is expressly unavailable to renters of flats in such buildings (art. 30a).
- Existing renters: licences issued before 1.1.2025 remain valid, but consent must be gathered by 31 December 2029 — otherwise the licence is revoked ex officio and the right to let lapses by force of law. Operators on temporary licences may continue at the longest until 31 December 2026.
- Local caps: the administrative body issues new licences in line with municipal decisions on the number, type and capacity of accommodation in the destination (arts. 21a and 35a) — a municipality can effectively close itself to new tourist-let permits.
⚠️ Penalties & fines
Letting without a licence or contrary to it: fine 330–1,320 EUR, rising to 660–2,650 EUR on repeat (art. 48, euro amounts per NN 152/24), plus a work-ban order from the tourism inspectorate. Short-term letting without co-owner consent is a misdemeanour under the ZUOZ with fines of 400–10,000 EUR for the co-owner (enforced by the municipal warden, with the revenue going to the municipality) — and the owner stays liable even if a third party runs the listing (art. 34(3)). Hidden costs: after 31.12.2029 non-compliant licences are cancelled ex officio; the building can charge double the reserve fund for short-let units; consent can be revoked if you break the house rules 3 times in 2 years; and the flat carries property tax (0.60–8.00 EUR/m²) that a 10-month long-term lease would avoid.
📎 Official sources
- Narodne novine · official gazette (NN 152/24 — Hospitality Activity Act amendments and Buildings Management Act) →
- Tax Administration · pages for private renters and the property tax →
- Ministry of Physical Planning, Construction and State Assets · buildings management legislation →
❓ Frequently asked
Do I need the neighbours' consent if I let a house rather than a flat?
No — the two-thirds consent rule binds only buildings covered by the Buildings Management Act. Detached family houses and holiday homes outside such buildings can be let without any co-owner consent.
What is the deadline for existing renters?
Licences issued before 1 January 2025 remain valid, but the two-thirds consent must be collected within five years, that is by 31 December 2029. After that the licence is revoked ex officio and the right to let lapses by operation of law.
How much is the flat-rate tax per bed?
The municipality sets it within statutory bands by tourist-development category: 100–300, 70–200, 30–150 or 20–100 EUR per bed per year. If the municipality adopts no decision, the defaults of 200, 135, 90 and 60 EUR apply.
Is property tax payable on a holiday apartment?
Yes — a flat used for short-term tourist letting is not exempt from the property tax of 0.60 to 8.00 EUR per m² per year. Only the owner's permanent home and flats let long-term for living for at least ten months a year are exempt.
Is it true that 80% of co-owners must consent?
No — the 80% figure came from early drafts and some media reports, while the adopted law (NN 152/24) requires a two-thirds majority by ownership share. On top of that majority, consent from every directly bordering neighbour is mandatory.
🔎 Common searches
What people search to land here:
- “kako legalno iznajmljivati stan turistima”
- “rjesenje o odobrenju iznajmljivanje apartmana”
- “suglasnost suvlasnika kratkorocni najam 2025”
- “pausalni porez po krevetu 2026”
- “evisitor prijava gostiju rok”
- “porez na nekretnine kratkorocni najam”