Hit and run — Policia e Shtetit · Albania

Direct answer

Report it to Policia e Shtetit — kallëzim (129) within 24 hours — for insurance and for the search: cameras, witnesses and paint traces find more drivers than people think. If the driver is never found, Byroja Shqiptare e Sigurimit — Fondi i Kompensimit (+355 4 225 6081) — the motor guarantee fund for Albania — pays for personal injury and, under conditions, for vehicle damage. Your own comprehensive insurance pays first if you have it; if the insurer refuses or delays, AMF — Autoriteti i Mbikëqyrjes Financiare (ankesa siguruesish) (+355 4 224 7148) decides.

Call firstPolicia e Shtetit — kallëzim

Report toByroja Shqiptare e Sigurimit — Fondi i Kompensimit

If that failsAMF — Autoriteti i Mbikëqyrjes Financiare (ankesa siguruesish)

🗣️ What to say

"On [date] at [time] my car [plate] was hit at [place] by [description / plate if known] who left the scene. Damage: [what]. Witnesses: [names]. Photos attached. I want to report this and get the case number for my insurer and the guarantee fund."

🪜 Step by step

ScenePhotos of the damage, the position, paint traces, nearby cameras. Ask bystanders for their number.
Report to Policia e Shtetit — kallëzimWithin 24 hours; online in many countries. The report is required by the fund and the insurer.
InsurerComprehensive covers it; report the claim with the police number. Liability-only: go to the fund.
Guarantee fund: Byroja Shqiptare e Sigurimit — Fondi i KompensimitPersonal injury always; vehicle damage usually with conditions (identified vehicle, or injury alongside). Deadlines apply.
Parked car found damagedSame route; report and look for a note or a witness before you drive away.

📇 All contacts

Policia e Shtetit — kallëzimReport online (Digital Police Station) or at a stationAlways — the basis for bank, insurer and platform📞 129 🔗 www.asp.gov.al/komisariati-dixhital

Byroja Shqiptare e Sigurimit — Fondi i KompensimitCompensation for unknown or uninsured vehiclesWhen the driver is unknown or uninsured📞 +355 4 225 6081 🔗 www.bsha.al

AMF — Autoriteti i Mbikëqyrjes Financiare (ankesa siguruesish)Complaints against insurersAfter the insurer's refusal📞 +355 4 224 7148 🔗 amf.gov.al/ankesa.asp

Koordinatori i viktimave (Prokurori) / Ministria e Drejtësisë — ndihma juridikeVictim support, free legal aidAfter any crime📞 0800 10 10 🔗 www.drejtesia.gov.al

❓ Frequently asked

Will my premium go up?

A claim on your comprehensive policy for a hit-and-run is usually treated as no-fault; check the policy, and ask AMF — Autoriteti i Mbikëqyrjes Financiare (ankesa siguruesish) if the insurer applies a penalty.

The driver left a note — can I trust it?

Contact them and their insurer in writing; if the details are false, report it as hit-and-run.

I was on a bike

Same: police report, then the fund for injury — cyclists and pedestrians are exactly who it is for.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

“hit and run who pays Albania”
“car damaged driver drove off”
“motor guarantee fund Albania”
“report hit and run police”
“parked car hit unknown driver insurance”

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🚗 My car was hit and the driver drove off — who pays, and who do I contact?