Hit and run — Policie ČR · Czechia

Direct answer

Report it to Policie ČR — oznámení (158) within 24 hours — for insurance and for the search: cameras, witnesses and paint traces find more drivers than people think. If the driver is never found, Česká kancelář pojistitelů — garanční fond (221 772 773) — the motor guarantee fund for Czechia — pays for personal injury and, under conditions, for vehicle damage. Your own comprehensive insurance pays first if you have it; if the insurer refuses or delays, Kancelář ombudsmana České asociace pojišťoven / ČOI (ADR) (246 090 090) decides.

Call firstPolicie ČR — oznámení

Report toČeská kancelář pojistitelů — garanční fond

If that failsKancelář ombudsmana České asociace pojišťoven / ČOI (ADR)

🗣️ What to say

"On [date] at [time] my car [plate] was hit at [place] by [description / plate if known] who left the scene. Damage: [what]. Witnesses: [names]. Photos attached. I want to report this and get the case number for my insurer and the guarantee fund."

🪜 Step by step

ScenePhotos of the damage, the position, paint traces, nearby cameras. Ask bystanders for their number.
Report to Policie ČR — oznámeníWithin 24 hours; online in many countries. The report is required by the fund and the insurer.
InsurerComprehensive covers it; report the claim with the police number. Liability-only: go to the fund.
Guarantee fund: Česká kancelář pojistitelů — garanční fondPersonal injury always; vehicle damage usually with conditions (identified vehicle, or injury alongside). Deadlines apply.
Parked car found damagedSame route; report and look for a note or a witness before you drive away.

📇 All contacts

Policie ČR — oznámeníCriminal complaint online or at a stationAlways — the basis for bank, insurer and platform📞 158 🔗 www.policie.cz/clanek/oznameni-trestneho-cinu.aspx

Česká kancelář pojistitelů — garanční fondCompensation for unknown or uninsured vehiclesWhen the driver is unknown or uninsured📞 221 772 773 🔗 www.ckp.cz

Kancelář ombudsmana České asociace pojišťoven / ČOI (ADR)Out-of-court resolution of disputes with insurersAfter the insurer's refusal📞 246 090 090 🔗 www.ombudsmancap.cz

Bílý kruh bezpečí — 116 006 / Probační a mediační službaFree victim support, state compensationAfter any crime📞 116 006 🔗 www.bkb.cz

❓ Frequently asked

Will my premium go up?

A claim on your comprehensive policy for a hit-and-run is usually treated as no-fault; check the policy, and ask Kancelář ombudsmana České asociace pojišťoven / ČOI (ADR) if the insurer applies a penalty.

The driver left a note — can I trust it?

Contact them and their insurer in writing; if the details are false, report it as hit-and-run.

I was on a bike

Same: police report, then the fund for injury — cyclists and pedestrians are exactly who it is for.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

“hit and run who pays Czechia”
“car damaged driver drove off”
“motor guarantee fund Czechia”
“report hit and run police”
“parked car hit unknown driver insurance”

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🚗 My car was hit and the driver drove off — who pays, and who do I contact?