Accident at work · Czechia

Direct answer

Report it to the employer the same day, in writing, and see a doctor stating it was a work accident — that label opens the accident-insurance route, which pays treatment, wages and, for lasting injury, a pension, without proving anyone's fault. Zaměstnavatelova pojišťovna (Kooperativa/Generali ČP) / SÚIP (950 179 100) is the accident insurer or fund for Czechia; the employer must notify them, and you can too. Státní úřad inspekce práce (SÚIP) (950 179 100) investigates serious accidents and unsafe conditions; ČMKOS — odbory (cmkos.cz) makes sure the claim is filed right and represents you if the employer disputes it.

Call firstZaměstnavatelova pojišťovna (Kooperativa/Generali ČP) / SÚIP

Report toStátní úřad inspekce práce (SÚIP)

If that failsČMKOS — odbory

🗣️ What to say

"On [date] at [time] I had an accident at [place] while [task]: [what happened, injuries]. Witnesses: [names]. I ask you to record it as a work accident and notify the accident insurer today, and to send me a copy of the report."

🪜 Step by step

Doctor, same daySay it happened at work. The medical record with that sentence is the basis of everything.
Report to the employer in writingEven for "small" injuries — the ones that get worse are the ones nobody reported.
Check the notification: Zaměstnavatelova pojišťovna (Kooperativa/Generali ČP) / SÚIPThe employer must notify within days; if they do not, notify the insurer yourself with the medical report.
Witnesses and photosThe scene, the equipment, the missing guard. Before it is "fixed".
Serious or unsafe: Státní úřad inspekce práce (SÚIP)The inspectorate investigates serious accidents and can order changes; your report protects colleagues.

📇 All contacts

Zaměstnavatelova pojišťovna (Kooperativa/Generali ČP) / SÚIPAccident record, work-injury compensationAfter any work accident📞 950 179 100 🔗 www.suip.cz

Státní úřad inspekce práce (SÚIP)Employer inspections, fines, reports onlineAs soon as wages are overdue📞 950 179 100 🔗 www.suip.cz/web/suip/podani-podnetu

ČMKOS — odboryLegal aid and negotiation for membersFor members; you can join right away🔗 www.cmkos.cz

Vaše zdravotní pojišťovna (VZP a další)Registration with a doctor, coverage, complaintsFor finding a doctor and coverage questions📞 952 222 222 🔗 www.vzp.cz

❓ Frequently asked

The employer says not to report it

That is illegal and it costs you cover. Report it yourself to Zaměstnavatelova pojišťovna (Kooperativa/Generali ČP) / SÚIP; the employer's refusal is itself reportable to Státní úřad inspekce práce (SÚIP).

What if it was my own mistake?

Accident insurance is no-fault: you are covered regardless. Only deliberate self-harm or gross drunkenness is excluded.

Accident on the way to work?

Commuting accidents are covered in most EU countries on the direct route. Report it the same way.

📎 Sources

Last checked: 2026-09-26

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🩹 I had an accident at work — who do I report it to, and what am I owed?