← FFCheckWho do I contact?EL
Money · Cyprus
Updated September 2026

💶 They want a benefit or allowance paid back — can I object?

Direct answer

Yes, and quickly: a recovery decision usually has a 30-day objection window. Ask Υπηρεσίες Κοινωνικών Ασφαλίσεων / Υπηρεσία Διαχείρισης Επιδομάτων Πρόνοιας (22 401600) in writing for the calculation and the reason, and object if the amount is wrong or the overpayment was their mistake — in many countries an overpayment caused by the agency cannot be recovered in full if you acted in good faith. If they ignore the objection or take the money without a decision, Επίτροπος Διοικήσεως και Προστασίας Ανθρωπίνων Δικαιωμάτων (22 405500) intervenes. Νομική Αρωγή (Δικαστήριο) / Παγκύπριος Δικηγορικός Σύλλογος (cyprusbarassociation.org) helps with the appeal and, if the debt is real, with a repayment plan you can afford.

Call firstΥπηρεσίες Κοινωνικών Ασφαλίσεων / Υπηρεσία Διαχείρισης Επιδομάτων Πρόνοιας
Report toΕπίτροπος Διοικήσεως και Προστασίας Ανθρωπίνων Δικαιωμάτων
If that failsΝομική Αρωγή (Δικαστήριο) / Παγκύπριος Δικηγορικός Σύλλογος

🗣️ What to say

"I object to your recovery decision [number] of [date]. I ask for the full calculation and the reason for the overpayment. [I reported all changes on time / the error was on your side.] Please suspend recovery while my objection is examined and propose a repayment plan I can afford if any amount remains."

🪜 Step by step

  1. Read the decision for the deadlineObjection periods are short and strict. File first, argue later.
  2. Ask for the calculationYou are entitled to see how the amount was reached and which information was used.
  3. Check whose mistakeIf you reported everything on time and the agency still overpaid, say so — good-faith recipients are protected in many countries.
  4. Object and ask for suspensionIn writing, with copies of what you reported and when. Ask for recovery to pause until the decision.
  5. Escalate: Επίτροπος Διοικήσεως και Προστασίας Ανθρωπίνων Δικαιωμάτων, then Νομική Αρωγή (Δικαστήριο) / Παγκύπριος Δικηγορικός ΣύλλογοςThe ombudsman for procedure; legal aid for the appeal to the social court, which is usually free of charge.

📇 All contacts

Υπηρεσίες Κοινωνικών Ασφαλίσεων / Υπηρεσία Διαχείρισης Επιδομάτων ΠρόνοιαςBenefits, clawbacks, objectionsWithin the deadline on the decision📞 22 401600🔗 www.mlsi.gov.cy/sid
Επίτροπος Διοικήσεως και Προστασίας Ανθρωπίνων ΔικαιωμάτωνComplaints about public services, freeWhen the administration does not answer or acts unfairly📞 22 405500🔗 www.ombudsman.gov.cy
Νομική Αρωγή (Δικαστήριο) / Παγκύπριος Δικηγορικός ΣύλλογοςFree lawyer for low incomesWhen you cannot afford a lawyer🔗 www.cyprusbarassociation.org
Διοικητικό ΔικαστήριοAppeals against administrative decisions (75 days)Within 75 days of the decision🔗 www.supremecourt.gov.cy

❓ Frequently asked

Can they take it from my next payments?

Yes, but within limits — a monthly deduction that leaves you below the minimum is not allowed. Ask for a lower rate in writing.

They say I did not report a change

Bring proof: the letter, the online submission receipt, the date. If you have none, explain and ask for a waiver on hardship grounds.

Is this fraud?

Only if you knowingly hid information. An honest mistake is an overpayment, not fraud — do not accept a fraud label in the decision without objecting.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

  • “benefit overpayment repay object Cyprus”
  • “allowance clawback appeal”
  • “social security recovery decision objection”
  • “overpayment agency mistake do i have to repay”
  • “repayment plan benefits Cyprus”

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

🔗 Related questions

Your tools for Cyprus