Someone I met online is asking me for money — is it a scam, and who do I tell?
If a person you have never met in real life asks for money — for a ticket, a customs fee, a medical bill, an investment — it is a scam, without exception. Stop sending, keep the conversation as evidence, and report it to Policja — zawiadomienie o przestępstwie (112); romance fraud is organised crime and every report helps. Fundusz Sprawiedliwości — Sieć Pomocy Osobom Pokrzywdzonym (222 309 900) offers free, confidential support — the shame keeps people silent, and that is what the scammers count on. Call Your bank — card and payment line the same day to recall what can still be recalled.
🗣️ What to say
"Since [date] I have been in contact with [name] on [platform]. They asked me for money for [reason] and I sent [amount] to [account / service]. I now believe this is fraud and want to report it. I have the messages and the payment details."
🪜 Step by step
- Do not send more, do not confrontConfrontation makes them switch to threats or a "friend" who will help you recover. Simply stop.
- Save the evidenceProfile, photos, chat export, payment receipts, the accounts you paid to. Reverse-image-search the photos — they are usually stolen.
- Bank firstAsk for a recall on transfers and a dispute on card payments. Gift cards and crypto are usually gone; say so anyway, the bank logs the recipient.
- Report to Policja — zawiadomienie o przestępstwieOnline where possible. Your report connects to hundreds of others using the same photos and accounts.
- Talk to Fundusz Sprawiedliwości — Sieć Pomocy Osobom PokrzywdzonymFree, confidential, no judgement. This happens to careful, intelligent people every day.
📇 All contacts
❓ Frequently asked
Can I get the money back?
Sometimes a transfer can be recalled within a day; card payments can be disputed. Money sent as crypto, cash or gift cards is almost always lost.
They sent me money to pass on
Stop immediately and tell the bank — that is money laundering, and you would be the "mule" in the police file.
I am embarrassed to report it
The report is confidential. Not reporting is the outcome the scammers want; reporting is how the next person gets a warning.
📎 Sources
- Policja — zawiadomienie o przestępstwie →
- Fundusz Sprawiedliwości — Sieć Pomocy Osobom Pokrzywdzonym →
- CERT Polska / Policja — zgłoś incydent (incydent.cert.pl) →
🔎 Common searches
Recognise your own search? The answer above covers all of these.
- “romance scam report Poland”
- “online dating asked for money scam”
- “dating fraud money back”
- “romance scam support Poland”
- “is this person a scammer”
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