Hit and run — Politsei- ja Piirivalveamet · Estonia

Direct answer

Report it to Politsei- ja Piirivalveamet — teade (112) within 24 hours — for insurance and for the search: cameras, witnesses and paint traces find more drivers than people think. If the driver is never found, Eesti Liikluskindlustuse Fond (LKF) (667 0400) — the motor guarantee fund for Estonia — pays for personal injury and, under conditions, for vehicle damage. Your own comprehensive insurance pays first if you have it; if the insurer refuses or delays, Kindlustuse lepitusorgan (Eesti Kindlustusseltside Liit) (667 1800) decides.

Call firstPolitsei- ja Piirivalveamet — teade

Report toEesti Liikluskindlustuse Fond (LKF)

If that failsKindlustuse lepitusorgan (Eesti Kindlustusseltside Liit)

🗣️ What to say

"On [date] at [time] my car [plate] was hit at [place] by [description / plate if known] who left the scene. Damage: [what]. Witnesses: [names]. Photos attached. I want to report this and get the case number for my insurer and the guarantee fund."

🪜 Step by step

ScenePhotos of the damage, the position, paint traces, nearby cameras. Ask bystanders for their number.
Report to Politsei- ja Piirivalveamet — teadeWithin 24 hours; online in many countries. The report is required by the fund and the insurer.
InsurerComprehensive covers it; report the claim with the police number. Liability-only: go to the fund.
Guarantee fund: Eesti Liikluskindlustuse Fond (LKF)Personal injury always; vehicle damage usually with conditions (identified vehicle, or injury alongside). Deadlines apply.
Parked car found damagedSame route; report and look for a note or a witness before you drive away.

📇 All contacts

Politsei- ja Piirivalveamet — teadeCrime report online or at a stationAlways — the basis for bank, insurer and platform📞 112 🔗 www.politsei.ee/et/juhend/kuriteoteate-esitamine

Eesti Liikluskindlustuse Fond (LKF)Compensation for unknown or uninsured vehiclesWhen the driver is unknown or uninsured📞 667 0400 🔗 www.lkf.ee

Kindlustuse lepitusorgan (Eesti Kindlustusseltside Liit)Free conciliation with insurersAfter the insurer's refusal📞 667 1800 🔗 www.eksl.ee/lepitusorgan

Ohvriabi (Sotsiaalkindlustusamet) — 116 006Free victim support, state compensationAfter any crime📞 116 006 🔗 www.palunabi.ee

❓ Frequently asked

Will my premium go up?

A claim on your comprehensive policy for a hit-and-run is usually treated as no-fault; check the policy, and ask Kindlustuse lepitusorgan (Eesti Kindlustusseltside Liit) if the insurer applies a penalty.

The driver left a note — can I trust it?

Contact them and their insurer in writing; if the details are false, report it as hit-and-run.

I was on a bike

Same: police report, then the fund for injury — cyclists and pedestrians are exactly who it is for.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

“hit and run who pays Estonia”
“car damaged driver drove off”
“motor guarantee fund Estonia”
“report hit and run police”
“parked car hit unknown driver insurance”

🧭 Is this still correct?

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🚗 My car was hit and the driver drove off — who pays, and who do I contact?