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Housing · Malta
Updated September 2026

💧 There is a water leak or pipe burst — who do I call?

Direct answer

First stop the water at the main valve and cut the electricity if water reaches sockets. In a rental, the landlord or managing agent is responsible for the pipes and must send someone urgently; if you cannot reach them, call an emergency plumber and keep the invoice — an urgent necessary repair can be charged back. Damage to your belongings and the neighbour's ceiling is what Arbitru għas-Servizzi Finanzjarji (8007 2366) — your contents or liability insurer, and their ombudsman if they refuse — is for. If the leak comes from the street or the building's main supply, Kunsill Lokali / LESA (2200 2300) sends the water company. Awtorità tad-Djar — Kirjiet Privati (2299 1000) decides if the landlord will not repair or reduce the rent.

Call firstAwtorità tad-Djar — Kirjiet Privati
Report toArbitru għas-Servizzi Finanzjarji
If that failsKunsill Lokali / LESA

🗣️ What to say

"There is a water leak at [address] since [time] coming from [where]. I have shut the main valve. The [ceiling / floor / neighbour below] is affected. Please send a plumber today; if I cannot reach you by [time] I will call an emergency plumber and charge the cost to you."

🪜 Step by step

  1. Stop water, cut powerMain valve, then the fuse for the affected room. Move belongings, put buckets, photograph everything.
  2. Warn the neighbour belowAnd the building manager. The sooner they know, the smaller the claim.
  3. Landlord or agent, by phone and in writingPhone for speed, message for proof. Give a short deadline before you call your own plumber.
  4. Insurer within daysContents insurance for your things, liability for the neighbour's; the landlord's building insurance for the structure. Photos and the plumber's report are the claim.
  5. Landlord will not act: Awtorità tad-Djar — Kirjiet PrivatiRent reduction for the unusable rooms and an order to repair.

📇 All contacts

Awtorità tad-Djar — Kirjiet PrivatiRental registration, mediation and adjudication on depositsWhen the demand did not work📞 2299 1000🔗 housingauthority.gov.mt/private-residential-leases
Arbitru għas-Servizzi FinanzjarjiComplaints against insurersAfter the insurer's refusal📞 8007 2366🔗 www.financialarbiter.org.mt
Kunsill Lokali / LESANuisances, roads, waste, lost propertyFor anything the council handles📞 2200 2300🔗 localgovernment.gov.mt
MCCAA — parirFree advice on tenant rights, template lettersBefore you write, on deductions and deadlines📞 2395 2000🔗 mccaa.org.mt

❓ Frequently asked

Who pays the plumber?

The owner of the pipe: the landlord for the building's plumbing, you for an appliance you own (washing machine hose). The invoice for an urgent repair the landlord ignored is recoverable.

My neighbour's leak damaged my flat

Their liability insurance pays; write to the neighbour and their landlord, and claim on your own contents insurance first if you have one — insurers settle between themselves.

The landlord says it is my fault

Only if you caused it (blocked drain, broken appliance). A burst pipe or a failed seal is wear and the owner's risk.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

  • “water leak landlord responsibility Malta”
  • “pipe burst who pays”
  • “leak from upstairs neighbour claim”
  • “emergency plumber rental landlord”
  • “water damage insurance claim”

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

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