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Transport · Latvia
Updated September 2026

🚗 My car was hit and the driver drove off — who pays, and who do I contact?

Direct answer

Report it to Valsts policija — iesniegums (110) within 24 hours — for insurance and for the search: cameras, witnesses and paint traces find more drivers than people think. If the driver is never found, Latvijas Transportlīdzekļu apdrošinātāju birojs (LTAB) — Garantijas fonds (67114300) — the motor guarantee fund for Latvia — pays for personal injury and, under conditions, for vehicle damage. Your own comprehensive insurance pays first if you have it; if the insurer refuses or delays, Latvijas Apdrošinātāju asociācijas ombuds (67360898) decides.

Call firstValsts policija — iesniegums
Report toLatvijas Transportlīdzekļu apdrošinātāju birojs (LTAB) — Garantijas fonds
If that failsLatvijas Apdrošinātāju asociācijas ombuds

🗣️ What to say

"On [date] at [time] my car [plate] was hit at [place] by [description / plate if known] who left the scene. Damage: [what]. Witnesses: [names]. Photos attached. I want to report this and get the case number for my insurer and the guarantee fund."

🪜 Step by step

  1. ScenePhotos of the damage, the position, paint traces, nearby cameras. Ask bystanders for their number.
  2. Report to Valsts policija — iesniegumsWithin 24 hours; online in many countries. The report is required by the fund and the insurer.
  3. InsurerComprehensive covers it; report the claim with the police number. Liability-only: go to the fund.
  4. Guarantee fund: Latvijas Transportlīdzekļu apdrošinātāju birojs (LTAB) — Garantijas fondsPersonal injury always; vehicle damage usually with conditions (identified vehicle, or injury alongside). Deadlines apply.
  5. Parked car found damagedSame route; report and look for a note or a witness before you drive away.

📇 All contacts

Valsts policija — iesniegumsReport online or at a stationAlways — the basis for bank, insurer and platform📞 110🔗 www.vp.gov.lv/lv/iesniegums-policijai
Latvijas Transportlīdzekļu apdrošinātāju birojs (LTAB) — Garantijas fondsCompensation for unknown or uninsured vehiclesWhen the driver is unknown or uninsured📞 67114300🔗 www.ltab.lv
Latvijas Apdrošinātāju asociācijas ombudsOut-of-court resolution of disputes with insurersAfter the insurer's refusal📞 67360898🔗 www.laa.lv/ombuds
Cietušo atbalsta tālrunis — 116 006 / Juridiskās palīdzības administrācija — kompensācijaFree victim support, state compensationAfter any crime📞 116 006🔗 www.cietusajiem.lv

❓ Frequently asked

Will my premium go up?

A claim on your comprehensive policy for a hit-and-run is usually treated as no-fault; check the policy, and ask Latvijas Apdrošinātāju asociācijas ombuds if the insurer applies a penalty.

The driver left a note — can I trust it?

Contact them and their insurer in writing; if the details are false, report it as hit-and-run.

I was on a bike

Same: police report, then the fund for injury — cyclists and pedestrians are exactly who it is for.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

  • “hit and run who pays Latvia”
  • “car damaged driver drove off”
  • “motor guarantee fund Latvia”
  • “report hit and run police”
  • “parked car hit unknown driver insurance”

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

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