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Safety · Spain
Updated September 2026

📲 A message from my "child" with a new number asked for money — is it a scam?

Direct answer

Yes. The "Hi mum, new number, can you pay this bill for me" message is the most common scam in Europe, now also by voice with cloned voices. Call your child on the old number. If you already paid, call Your bank — card and payment line immediately — a transfer can sometimes be recalled within the day — and then report to Policía Nacional — denuncia (091); the accounts used are money mules that the police freeze. OMIC — Oficina Municipal de Información al Consumidor (consumo.gob.es) logs the numbers and warns others.

Call firstYour bank — card and payment line
Report toPolicía Nacional — denuncia
If that failsOMIC — Oficina Municipal de Información al Consumidor

🗣️ What to say

"I received a message on [date] from [number] claiming to be my [son/daughter] and asking me to transfer [amount] to [account]. I paid at [time]. I now know it was fraud. Please recall the transfer and tell me the case reference for the police report."

🪜 Step by step

  1. Verify by callingThe real person on the number you already have. Every time, for any request for money.
  2. Bank the same hourRecall on a transfer; the receiving bank can freeze it if the money is still there.
  3. Report to Policía Nacional — denunciaThe messages, the number, the account. Online reporting exists in most countries.
  4. Warn OMIC — Oficina Municipal de Información al Consumidor and the familyConsumer bodies track the numbers; your family group chat is the best prevention.
  5. Agree a family passwordA word only you know, asked for whenever someone "new" asks for money.

📇 All contacts

Your bank — card and payment lineRecall a transfer, chargeback, block a card, freeze the accountImmediately, 24/7 — the number is on the back of your card
Policía Nacional — denunciaReport at a station or start online; Guardia Civil cyber unitAlways — the basis for bank, insurer and platform📞 091🔗 www.policia.es/_es/denuncias.php
OMIC — Oficina Municipal de Información al ConsumidorAdvice, official complaint form, mediationWhen the shop refuses🔗 www.consumo.gob.es/es/consumo/informacion-consumidores
Oficinas de Asistencia a las Víctimas del DelitoFree support, accompaniment, compensationAfter any crime🔗 www.mjusticia.gob.es/es/ciudadania/victimas

❓ Frequently asked

The voice was my child's

Voice cloning from a few seconds of social-media video is now cheap. Hang up and call back on the known number — a real emergency survives a callback.

Can I get the money back?

Sometimes, if the bank acts within hours. After that, only if the police freeze the mule account. Report anyway.

They knew my child's name

Names come from leaked data and social media. It proves nothing.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

  • “hi mum new number scam Spain”
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  • “child new number asking money scam”
  • “report whatsapp fraud Spain”
  • “voice clone scam call”

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

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