Hit and run — Pulizija ta' Malta · Malta

Direct answer

Report it to Pulizija ta' Malta — għassa tal-pulizija / 112 (112) within 24 hours — for insurance and for the search: cameras, witnesses and paint traces find more drivers than people think. If the driver is never found, Protection and Compensation Fund (Malta Insurance Association) (2123 2640) — the motor guarantee fund for Malta — pays for personal injury and, under conditions, for vehicle damage. Your own comprehensive insurance pays first if you have it; if the insurer refuses or delays, Arbitru għas-Servizzi Finanzjarji (8007 2366) decides.

Call firstPulizija ta' Malta — għassa tal-pulizija / 112

Report toProtection and Compensation Fund (Malta Insurance Association)

If that failsArbitru għas-Servizzi Finanzjarji

🗣️ What to say

"On [date] at [time] my car [plate] was hit at [place] by [description / plate if known] who left the scene. Damage: [what]. Witnesses: [names]. Photos attached. I want to report this and get the case number for my insurer and the guarantee fund."

🪜 Step by step

ScenePhotos of the damage, the position, paint traces, nearby cameras. Ask bystanders for their number.
Report to Pulizija ta' Malta — għassa tal-pulizija / 112Within 24 hours; online in many countries. The report is required by the fund and the insurer.
InsurerComprehensive covers it; report the claim with the police number. Liability-only: go to the fund.
Guarantee fund: Protection and Compensation Fund (Malta Insurance Association)Personal injury always; vehicle damage usually with conditions (identified vehicle, or injury alongside). Deadlines apply.
Parked car found damagedSame route; report and look for a note or a witness before you drive away.

📇 All contacts

Pulizija ta' Malta — għassa tal-pulizija / 112Report at any police stationTheft, threats, stalking📞 112 🔗 pulizija.gov.mt

Protection and Compensation Fund (Malta Insurance Association)Compensation for unknown or uninsured vehiclesWhen the driver is unknown or uninsured📞 2123 2640 🔗 www.maltainsurance.org

Arbitru għas-Servizzi FinanzjarjiComplaints against insurersAfter the insurer's refusal📞 8007 2366 🔗 www.financialarbiter.org.mt

Victim Support Malta / Uffiċċju għall-Appoġġ lill-Vittmi (Pulizija)Free victim support, state compensationAfter any crime📞 2122 8333 🔗 victimsupport.org.mt

❓ Frequently asked

Will my premium go up?

A claim on your comprehensive policy for a hit-and-run is usually treated as no-fault; check the policy, and ask Arbitru għas-Servizzi Finanzjarji if the insurer applies a penalty.

The driver left a note — can I trust it?

Contact them and their insurer in writing; if the details are false, report it as hit-and-run.

I was on a bike

Same: police report, then the fund for injury — cyclists and pedestrians are exactly who it is for.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

“hit and run who pays Malta”
“car damaged driver drove off”
“motor guarantee fund Malta”
“report hit and run police”
“parked car hit unknown driver insurance”

🧭 Is this still correct?

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🚗 My car was hit and the driver drove off — who pays, and who do I contact?