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Money · Croatia
Updated September 2026

🔁 They will not let me cancel my subscription — who helps?

Direct answer

Since 2022, a contract you can sign online must be cancellable online too, and after the first term it renews only month to month with a one-month notice in most EU countries. Cancel in writing (email is fine), keep the proof, and stop the direct debit if they keep charging. Državni inspektorat — tržišna inspekcija (01 2375 100) is the consumer body for Croatia and takes complaints about subscription traps; for a company in another EU country, Europski potrošački centar Hrvatska (ecc-croatia.hr) helps free of charge. The last step is Centar za mirenje HGK / Sud časti HGK (hgk.hr).

Call firstDržavni inspektorat — tržišna inspekcija
Report toEuropski potrošački centar Hrvatska
If that failsCentar za mirenje HGK / Sud časti HGK

🗣️ What to say

"I cancel my subscription [number] with effect from the earliest possible date. Please confirm the end date in writing within 14 days. I do not consent to any further charges after that date."

🪜 Step by step

  1. Cancel in writing, datedEmail to the address in the terms, or the online cancel button. Screenshot the confirmation. Phone-only cancellation is not allowed for consumers.
  2. Know the termAfter the initial period, the contract is month to month with one month's notice in most countries. A tacit renewal for another year is not valid unless you were clearly warned.
  3. Stop the moneyRevoke the direct debit or card mandate at your bank. Charges after a valid cancellation can be reclaimed.
  4. Complain to Državni inspektorat — tržišna inspekcijaAttach the cancellation and the charges. Repeated complaints about the same company trigger enforcement.
  5. Cross-border or stubborn: Europski potrošački centar Hrvatska, then Centar za mirenje HGK / Sud časti HGKECC for companies elsewhere in the EU; the dispute body if the company simply refuses.

📇 All contacts

Državni inspektorat — tržišna inspekcijaReports, inspections, fines for tradersWhen the shop refuses📞 01 2375 100🔗 dirh.gov.hr/podnosenje-prijava/83
Europski potrošački centar HrvatskaFree help with sellers in other EU countriesSeller in another EU country, Norway or Iceland🔗 ecc-croatia.hr
Centar za mirenje HGK / Sud časti HGKADR; the trader usually settlesAfter a written complaint without a solution🔗 www.hgk.hr/centar-za-mirenje
Javni bilježnik — platni nalog / općinski sudEnforcement on an authentic document or a lawsuitLast step, with a clear claim🔗 sudovi.hr

❓ Frequently asked

They say I must call to cancel

For a contract signed online, no. Write instead and say the online route was unavailable.

I cancelled but they keep charging

Reclaim the amounts through your bank (unauthorised direct debits can be reversed) and send the company a final demand.

Gym, dating app, streaming — same rules?

Same EU rules, with national details on notice periods. Gyms are the classic case; the one-month rule applies after the first term.

📎 Sources

Last checked: 2026-09-26

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