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Electricity & gas · Croatia
Checked 2026-09-30

🏠 Grants for a heat pump or insulation in Croatia: where do I apply?

The short answer

Most countries support home renovation with grants, tax credits or cheap loans. The schemes change often, so always check the official portal before you order work.

📜 The rules in Croatia

Grants for heat pumps and insulation

The Fond za zaštitu okoliša i energetsku učinkovitost (FZOEU) co-finances energy renovation of family houses: insulation, renewable heating and hot water (e.g. heat pumps) and solar panels for own use. Owners living in the house apply in FZOEU public calls.

  • FZOEU's programme page states up to 60% of eligible costs (up to 80% for earthquake-damaged houses), at most €62,120 per application. Houses may have up to 600 m² and/or three residential units. (fzoeu.hr)
Fond za zaštitu okoliša i energetsku učinkovitost (FZOEU)Publishes the public calls for family-house renovation and processes applications.🔗 fzoeu.hr
Official source: fzoeu.hr · Checked 2026-09-30

🪜 Step by step

  1. Find the national schemeThe official schemes in Croatia and who runs them are listed below.
  2. Check the conditions before you orderMany grants must be requested before the work starts, and often need a certified installer or an energy audit.
  3. Get quotesAsk for several quotes that state the equipment and the performance the scheme requires.
  4. Apply on the official portalUse only the official website below. Keep invoices and certificates for the payout or a check.

📇 Who to contact

Fond za zaštitu okoliša i energetsku učinkovitost (FZOEU)Publishes the public calls for family-house renovation and processes applications.🔗 www.fzoeu.hr

❓ Questions

Can I still apply after the work is done?

Often not. Many schemes require the application before the work starts. Check the official portal.

Is there extra help on a low income?

Some schemes pay more to low-income households. The portal below explains who qualifies.

Someone offers to handle the grant for me. Is that safe?

Be careful with door-to-door or phone offers. Check the company and apply through the official portal.

📎 Sources

Checked: 2026-09-30

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

🔗 Also useful

🌡️District heating, oil and LPG→☀️Solar panels→🤝Help with energy costs→🔄Switching supplier→📈Price increase→

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