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Travel · Belgium
Updated September 2026

🏖️ My package holiday went wrong or the organiser collapsed — what am I entitled to?

Direct answer

A package (flight + hotel booked together, or a tour) comes with the strongest travel rights in the EU: the organiser is liable for every part, must fix problems on the spot, owes a price reduction and compensation for what it cannot fix, and must be insolvency-protected — if it collapses, the guarantee fund refunds you and brings you home. Complain to the organiser during the trip in writing, then claim after. FOD Economie — Meldpunt (0800 120 33) advises; Europees Consumentencentrum België (02 542 33 46) for an organiser in another EU country; Garantiefonds Reizen (02 240 68 00) is the guarantee scheme that pays if the organiser is insolvent.

Call firstFOD Economie — Meldpunt
Report toEuropees Consumentencentrum België
If that failsGarantiefonds Reizen

🗣️ What to say

"Booking [number], [dates, destination]. [The hotel / transfer / excursion] was [not provided / not as described: what]. I reported this on [date] to [rep / hotline] and it was not resolved. I claim a price reduction of [%] and compensation for [costs / lost days], receipts attached."

🪜 Step by step

  1. Complain on the spotTo the rep or the 24-hour line, in writing (email/app). Give them a chance to fix it; keep the reply.
  2. DocumentPhotos, the brochure description, receipts of anything you paid to fix it yourself.
  3. Claim within the deadlineUsually within a month of return, to the organiser, itemised.
  4. Refusal: FOD Economie — Meldpunt, Europees Consumentencentrum België, ADRConsumer body, ECC for cross-border, and the travel ADR scheme if the organiser is a member.
  5. Organiser insolvent: Garantiefonds ReizenThe guarantee fund refunds prepayments and repatriates; check the organiser was registered — it must be.

📇 All contacts

FOD Economie — MeldpuntReporting, advice on your rights, contact centreWhen the seller refuses📞 0800 120 33🔗 meldpunt.belgie.be
Europees Consumentencentrum BelgiëFree help with sellers in other EU countriesSeller in another EU country, Norway or Iceland📞 02 542 33 46🔗 www.eccbelgie.be
Garantiefonds ReizenRefund and repatriation if the organiser goes bustInsolvent organiser📞 02 240 68 00🔗 www.gfg.be
ConsumentenombudsdienstOut-of-court dispute resolution, freeAfter a written complaint without a solution📞 02 702 52 00🔗 consumentenombudsdienst.be

❓ Frequently asked

Can I cancel before departure?

Yes, with a fee — unless "unavoidable and extraordinary circumstances" at the destination (natural disaster, serious unrest), in which case a full refund is due.

The organiser changed the hotel

A significant change lets you accept a replacement or cancel with a full refund, plus compensation in some cases. A minor change does not.

The flight was delayed — package or EU 261?

Both: EU 261 compensation from the airline, and the organiser owes a remedy for the lost part of the holiday. They cannot be claimed twice for the same loss.

📎 Sources

Last checked: 2026-09-26

🔎 Common searches

Recognise your own search? The answer above covers all of these.

  • “package holiday complaint compensation Belgium”
  • “tour operator insolvent refund”
  • “package travel rights price reduction”
  • “holiday not as described claim”
  • “travel guarantee fund Belgium”

🧭 Is this still correct?

We check this information carefully, but phone numbers, websites and rules change — and sometimes we get something wrong. Spotted a mistake or a change? Let us know below.

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